New Zealand - Page 47

IanR

23rd July 2008, 08:06 PM

Well that's made me feel a lot better - not!!

OK, perhaps this helps?... A local divorcee is very, very interested in a property belonging to someone in Greater Manchester who's emigrating in October (but not to NZ I hasten to add). The property is on for £169,950 and has been marketed since before March without selling or reducing the price... the divorcee asked me this weekend if she was being too cheeky offering £164,950 !!

So, there you are, not everyone is aware of the current state of the market and you CAN live in hope that someone like her comes round.

The only problem being that she hasn't received any offers yet, even silly ones, on the one she's selling...

Anyway, good luck and I'm sure the market will begin to pick up (at least transaction wise) before the end of the year. And maybe pay your agent a little bonus if they send all the dizzy blonde buyers round to view ;)

holland

23rd July 2008, 09:35 PM

erm...I have been away for a while...to save me 3 hours...can anyone give me a quick bullet pointed update!!

Lol

jade xx

Rusty

23rd July 2008, 10:15 PM

erm...I have been away for a while...to save me 3 hours...can anyone give me a quick bullet pointed update!!

Lol

jade xx

Very quick one.
The market is almost dead on its feet, although there was a flurry of offers and sales last week (can't remember at the moment who - except Alan has soold for the 5th time!)
A few of us are fed up and are trying to rent instead to get the move going.
No biscuits mentioned for a while...
Oh, there is a NZ cousin of the fairy flying over to the UK to help.

holland

23rd July 2008, 11:00 PM

Oh, there is a NZ cousin of the fairy flying over to the UK to help.

I've heard it all!!!! Maybe would could invite them to the bbq?

Ok, well today I have bought lemon cheescake biscuits ...a bit like jaffa cakes but lemon..obviously, I would give them a 7 out of 10!!!

Congrats to Alan...and congrats to everyone else who has had offers....

Big cyber hugs to those still waiting, it is a pain in the absolute bumble bee....

Sending posivibes

Jade xxxx

holland

23rd July 2008, 11:01 PM

PS- Thanks Rusty!!

Rusty

24th July 2008, 12:31 AM

PS- Thanks Rusty!!

Your welcome - and yes I am just trying to get my posts over the 500 mark.

Janey

24th July 2008, 01:01 AM

Hi Holland
I have sold aim to complte end of August be in NZ by Xmas

thewoodies

24th July 2008, 01:29 AM

Hi Holland

Reduced price by another 10k made no difference - looks like we are renting

catt

24th July 2008, 06:38 AM

Everything crossed for you Cath :yes

We had a call today from the agents for Monday viewing, apparently there were 3 houses in the running and she has now discounted the other two but wont make a decision on ours. The reasons she has given is that another agent who she was on the market with has advised her that our house "has been on the market a long time" ......February 2008 and the current climate is s**t so what do they expect :mad: Maybe looking for a reduction in the price??????? we have already reduced it £10k.

Anyway she is going to view some other houses but she is holding ours in abeyance its not dropped off the agenda just not going to make a decision immediately. Now this is the woman who told us that she needs a 4 week turnaround cos her ex hubby is pressing for it and its all to do with the settlement deal.

I asked who the agent was who had indicated that we had been on the market a while and suggested one agent cos we gave them the bums rush at the start of all this cos we basically didnt like them. So suspect its them getting even. Also indicated that i have two offers on the table waiting for house sales still. The guy didnt know about these but the original person who came to do the survey did and they work in the same office.....:roll

He said it may make the difference and will keep me informed so still in the waiting game.......sighhhhhhhhhh

cathgates

24th July 2008, 07:18 AM

Thanks for all the good luck, I've plumped all I can - I think I'm developing RSI:D So I've shut all doors, switched on all lights and just wandering round not doing anything or touching anything incase I crease or indent:D
I thought I'd come and see who's around and any new news untill She comes.
She's coming round at 7.30 so I'll be back after to let you know how it goes.
Hoping all other viewings on the go are fairing well.
Cath X

sasvanb

24th July 2008, 07:41 AM

Well the agent has just been round and slapped a lovely blue 'Sold' sticker (hmmm blue seems to be a theme...) on our board outside! :raebanana

And if that wasn't good enough we finally went and booked our flights for 4th September... :D

Living proof that it can and does happen. Not forgotton all you guys still anxiously waiting for viewings/offers. I know exactly how you feel. I hope it happens for you very soon... :yes

Righto... off to bounce off the walls some more... :raebanana

Saskia

Mels

24th July 2008, 07:59 AM

Great stuff, send some fairy dust down south please - in need of a re-sprinkling.

Mels

sasvanb

24th July 2008, 08:19 AM

Great stuff, send some fairy dust down south please - in need of a re-sprinkling.

Mels

Well I did give her instructions, but this was after feeding her a couple of celebratory vinos! She said that drinking wine directly correlates with increased production of fairy dust (her words not mine)... so if you ever needed another excuse... :D

P.S This rather impish (slightly tippled) celtic fairy is not to be confused with the NZ fairy you understand... she's on her way to kick some fairy butt for slackin on the job down there! You know she will... :nice1

cathgates

24th July 2008, 10:02 AM

Congrats Saskia, really pleased for you:cheers
Well, I think my viewing went ok, She seemed to really like the house, but in the current market..... who knows:confused:
Will keep you informed.

Cath XX

Janey

25th July 2008, 02:00 AM

congrats sasvanb heres to exchange!

catt

25th July 2008, 02:06 AM

congrats sasvanb :raebanana

sasvanb

25th July 2008, 06:37 AM

Thanks for all the congrats guys... I have the mouldy nanas on standby for all of you too.

Janey - How's your sale getting on? Our buyer want to complete by end Aug, hence booking of flights etc etc So they'd better not back out now :eek:

Who decided it was a sensible idea to sell a house, move half way round world, start a new job, find a new house within the space of a few months?? Hmmmm? :roll

Saskia

Mrs Pony

25th July 2008, 06:52 AM

Who decided it was a sensible idea to sell a house, move half way round world, start a new job, find a new house within the space of a few months?? Hmmmm? :roll

Saskia

...All of us?...:laugh

sweet pea

25th July 2008, 08:05 AM

cathgates

25th July 2008, 08:25 AM

Nipped in to the estate agents on the way home from work, seems that last nights viewer loved the house, couldn't fault it, but it was a little too far from Her family:roll Why look in the first place then???
The ones from last week have been in touch "Sorry for the delay, but She has been working abroad, fell in love with the house, spoke to their financial advisor, but He couldn't make the figures work, and She didn't want to insult me with a low offer. The advisor at the estate agents spoke to Her, He can make the figures work, so She is going to speak to Her partner tonight:yes They have looked at other cheaper houses, but keep comparing them to ours:)
So, maybe who knows, a little luck may come our way..... I'll keep you informed, even if the news isn't good.

Cath X

catt

25th July 2008, 09:34 AM

everything is still crossed for you Cath :yes

Rusty

25th July 2008, 09:55 AM

hi, been told today off financial advisor that because were moving abroad ( renting out the house) we cant release any equity in the house:wah:wah
surely this cant be right, we are getting a second opinion but what do you guys think? does that sound right?

Unfortunately he's right. Well, we are having the same problem this week.
I understand it is because banks are getting a bit scaredy and you basically need to be working for a Uk firm (even if abroad) with UK money paid into a UK account. I explained that the rent covers the old and new mortgage and then some, but after many complaints, I was told no - sorry. If we had got the extra borrowing 1st and then told them we were leaving we would probably have been OK. Makes no sense!
You also cannot have mortgages with 2 different banks - IE extra from a 2nd bank.
We also looked at re-mortgaging the whole thing and adding a bit, gets expensive as buy to let mortgages cost more.
We even looked at (and still are a bit) adding some money to my parents upcoming equity release.
We finally found a possible solution, but need to be quick. PM me if you are still struggling and will let you know what happens.

irishliz

25th July 2008, 02:13 PM

Sweetpea and Rusty - through a well know UK broker we have raised a mortgage on a UK property based on value of house and OH's wage in NZ. It's an ex-pat buy-to-let mortgage with a major UK bank. Don't want to say more but pm me if you want details. BTW there are at least two major lenders who do this so can happen if sums work but oddly they weren't interested in the rental income just that we could afford to pay from current wages. And we arranged all from NZ as well.

Andy-Dee

26th July 2008, 10:23 AM

TA DAAAAAAA The NZ fairy has arrived, she'd been so stuffed with good luck and positive vibes she's sparkling. I've decided to name her Kiweebles (part Kiwi part Peebles) and she's ready to start her UK tour. :yes

She comes with a lovely added extra for you to keep and we have put ours on the inside of the front door to attract buyers. :nice1

Anyone else like to host Kiweebles?? PM me with your address.

Rusty

26th July 2008, 11:17 AM

Andy-Dee

26th July 2008, 12:16 PM

PM me and I'll send her on.

catt

27th July 2008, 12:30 AM

me please after Rusty.........sent a pm to you Rusty.......cheers

Rusty

27th July 2008, 12:36 AM

me please after Rusty.........sent a pm to you Rusty.......cheers

Got the PM, will send her on after a day of sunbathing and wine in the garden.

sweet pea

27th July 2008, 06:22 AM

Unfortunately he's right. Well, we are having the same problem this week.
I understand it is because banks are getting a bit scaredy and you basically need to be working for a Uk firm (even if abroad) with UK money paid into a UK account. I explained that the rent covers the old and new mortgage and then some, but after many complaints, I was told no - sorry. If we had got the extra borrowing 1st and then told them we were leaving we would probably have been OK. Makes no sense!
You also cannot have mortgages with 2 different banks - IE extra from a 2nd bank.
We also looked at re-mortgaging the whole thing and adding a bit, gets expensive as buy to let mortgages cost more.
We even looked at (and still are a bit) adding some money to my parents upcoming equity release.
We finally found a possible solution, but need to be quick. PM me if you are still struggling and will let you know what happens.

other half thinks he may have found possible solution, god knows what it is i didnt ask as i am far too stressed at the fact that we leave in two weeks, seem to have nowt organised and the days are passing like theres only 2 hours in them instead of the usual 24:uhoh:uhoh

victoria24

27th July 2008, 09:07 AM

victoria24

27th July 2008, 11:32 PM

well... been away for 9 days.. any viewings? nope..
going to see all the agents this week to discuss their strategy. my business partner is selling one of his houses so thinking about temporarily setting up an estate agency to get cheap advertising rates and knock a website up. any thoughts??

chrissie

28th July 2008, 09:27 PM

Hi all. I had this posted under a different heading previously and had no replies so hopefully it might be better posted here amongst those with properties to sell..? I am looking to buy a small house within 20 miles of Horsham, West Sussex asap so pls let me know if you can help. Cheers!

sasvanb

29th July 2008, 01:49 AM

Just came across this story... I like to spread a wee bit hope and good news... :D

http://www.guardian.co.uk/money/2008/jul/28/houseprices.property

Stay positive... :nice1

Saskia

thewoodies

29th July 2008, 05:10 AM

After dropping the price and no viewings we just assumed the market here was dead. On saturday we had just got in and a lady knocked on he door asking if our house was the three bedroom one for sale (thats down the road) however i told her ours was four bedrooms and the price but she was welcome to have a look (just had to get OH out of the shower!!!) she said that her daughter and partner were just parking the car so she would go and ask if they wanted to look. They were a young couple who need spare rooms for studies etc they were really impressed even asked what furniture we would leave and blinds etc! When the daughter left she turned and smiled at me and said "its a really lovely house" !! they asked for agents numbers etc to get details .... im hoping we will here from them again . House was all clean just a bit of mess no big dash to clear up - i dont mind viewings like that. :clap

sweet pea

29th July 2008, 05:50 AM

just back from 9 days in espagna so catching up!
thanks for the fairy kerry! what a package.. i thought it was just a pic of a fairy...
sweet pea.. the answer is not to say that you are emigrating. once youve completed you can do what you like really.. pm me if you want to know more

no need for the release of equity now as OH just rang 1/2 hour ago to tell me "its sold, the house is sold:yes" so were out to celebrate when he gets home, theres no chain and the couple want to get in a.s.a.p, i cant beleive it. talk about cutting it fine we leave two weeks tomorrow.

i am sending everyone on this thread and others who are in the same position some "happy selling dust" i think it sprinkled off the fairy when she went over the top of our house, so its only right that i return most of it.

good luck everyone.

catt

29th July 2008, 06:00 AM

:raebanana:raebanana:clap:cheers........... great news

victoria24

29th July 2008, 06:09 AM

excellent!!!

cathgates

29th July 2008, 06:36 AM

Congratulations Sweet pea :cheers:raebanana
Heres to a smooth sale

Cath X

JayBee

29th July 2008, 07:05 AM

Fantastic news SweetPea and fingers crossed for Woodies.

Let's hope the current media slant brings a few more viewers out!!!

Mels

29th July 2008, 07:07 AM

Fantastic news :cheers:cheers

Mels

Andy-Dee

29th July 2008, 09:57 AM

:clap Just came across this story... I like to spread a wee bit hope and good news... :D

http://www.guardian.co.uk/money/2008/jul/28/houseprices.property

Stay positive... :nice1

Saskia

The same story is on the front page of the Daily Express today aswell :clap

C'mon you house buyers ...............

Alan

29th July 2008, 10:03 AM

I hope they are right but I can't help distrusting the house builders. They treat every customer fantastically when times are hard but when they are on the up we are like dirt and it's either you want to buy on their terms or not!

Sorry rant over, but they do have more than a vested interest and have made thousands of people redundant who will no doubt have to hear this statement.

Belmont Babes

29th July 2008, 10:13 AM

Fantastic news Sweetpea :raebanana:raebanana:raebanana well deserved!

JandL

29th July 2008, 10:44 AM

Comon banks, give out the money!!! People want to buy (honest!)!!

Mickstim

29th July 2008, 12:06 PM

Brilliant news Sweetpea - and very good luck Woodies. Glad to see things are getting more positive now (or the press have taken a more positive slant at last, it always was their fault IMHO!!)

Bx

Ian&Lisa

29th July 2008, 09:18 PM

sweet pea

29th July 2008, 10:22 PM

Great news Sweetpea. We sold our house on Friday and it had only been on the market for 3 weeks. All the people that viewed ours said that they were getting frustrated because of the lack of choice as there are so little on the market.

Good luck to everyone else on the market.

well there was one directly across the street from us at the same price that they also viewed, my tip would be to anyone selling, dont spend lots of money trying to get it to look really pretty ( as the viewers and your idea of pretty may not be the same) instead try to make it as neutral as possible, if you have a graden dont spend lots of money on plants etc instead get out you garden furniture and maybe have a couple of statues etc..
our buyer loved our garden as it was all made from rock and smaller stones, no problems then for heyfever sufferers, the last thing you want is to have your viewers eyes watering so much that they cant appreciate the inside of your house.:)

thewoodies

29th July 2008, 11:33 PM

congratulations sweet pea and ian&lisa :raebanana

sasvanb

29th July 2008, 11:47 PM

Yipppeeee!! More sales! :raebanana:raebanana

Congrats SweetPea and Ian&Lisa :clap

All the fingers crossed for you Woodies... :D

Saskia

Janey

30th July 2008, 12:55 AM

well done sweetpea, Ian and Lisa come on fairy keep on working good luck woodies

Peter&Liz

30th July 2008, 01:07 AM

Congratulations SweetPea and Ian&Lisa :raebanana:raebanana:raebanana

And best of luck to the Woodies. sounds really promising.:nice1

Seems to be a lot more activity at the moment or is that just coincidence?

Peter

Rusty

30th July 2008, 01:20 AM

Congratulations to all sales :raebanana:raebanana

We have completely given up trying to sell, but have a family intersted in renting. Means we move out in 3 weeks and NZ in 6 :eek: and :D.
Lots to do in a short time - selling would have given more time to organise everything, but bring on the dream.

victoria24

31st July 2008, 03:01 AM

the fairy is working... viewing today at 3.30!

Janey

31st July 2008, 03:18 AM

good luck Victoria did you sort out a recce?

victoria24

31st July 2008, 03:44 AM

realistic timeframe janet is next sept with house sale and elaine college so gonna hold off for a bit and review it Xmas time!
how's your sale going? bet it's exciting to finally be action stations!

Mels

31st July 2008, 09:22 AM

OK I've been patient enough. We had an interested person who went on holiday for three weeks to think it over then wanted a few more days. Today decided it wasn't what they wanted AAAAGGGHHHHH
Now shifting to rental thread as we fly out three weeks today.

Mels

Peter&Liz

1st August 2008, 12:41 AM

Just had the surveyor round today so fingers crossed there was nothing for him to find and that his valuation matches or exceeds the offer!:yes

Also estate agent called for buyer to come round and view the loft tomorrow, so need to keep the place clean & tidy for another day!:(

Oh I will just be sooooooo glad when we get to exchange, still worry that it go pear shaped for a buyer desperate to move she has really taken her time in getting the survey done. I just sense there is one more twist in the tail, hopefully I’m wrong and my sense is as good as my sense of picking Grand National Winners.

Good luck with the renting Mels :nice1, don’t be too surprised if we end up joining you in looking for tenants in a few weeks.

Peter

thewoodies

1st August 2008, 01:36 AM

No news since promising viewing - but i have spotted the girl sitting outside our house watching what happens etc! Fairy where are you?

victoria24

1st August 2008, 05:45 AM

well.. they loved our house BUT the garden isnt big enough as they needed an allotment!!
the fairy is working.. how long do we keep her for?

Mrs B

1st August 2008, 09:47 AM

We've been on the market in Polperro for 2 weeks and nothing as yet, apart from the rest of the village asking us where we're going to and why are we leaving!
OH has time frame of wanting to start college in Christchurch in Feb, so early days.
Little panic already starting to set in:exit

Janey

2nd August 2008, 01:33 AM

keep with it Mrs B Polperro is a lovely place must get there before we go!

thewoodies

2nd August 2008, 04:57 AM

She is on holiday near us!!! She was driving a car out of macdonalds - on the back of the car there was a pink sticker it said

"this car runs on fairy dust"!!!! :laugh

Came home estate rung to say we have a viewing on Monday a lady whose getting divorced - partner buying her out - so she will be a cash buyer. She has narrowed it down to 2 houses!!!!:D a three bed and ours - weve got 4 and in a better location!!!

Lets hope the fairy isnt sunbathing on the beach Monday 10.30am :laugh

Carey

2nd August 2008, 05:23 AM

Best of luck, hope she prefers yours, surely she will?

nickydwuk

2nd August 2008, 08:44 AM

Just back from a week away - great news sweat pea & Ian & Lisa. At least tihngs are moving a it now.

Before we left I spoke to our agent - our buyer has returned from holiday. Since he is putting a substantial deposit down he has had to take evidence to the solicitor of where the money is coming from. He should have been in to sign the contracts and pay the deposit late this week. We arrived back today so probably won't hear anything until Monday.

macuser

4th August 2008, 06:27 AM

Great news for Sweetpea, Ian & Lisa. Congratulations and thanks for giving us a little hope that things may be improving in the housing market.

We have been on the market for 1 year and 1 week now:wah . Is there an equivalent to bananas that you get for commiserations? If so I think I'm due lots of them!!!!!

Last viewing was 3 weeks ago now and slowly losing faith. Well not so slowly if the truth be told. Can the fairy do repeat visits? If so I think I could do with seeing her again.

Good Luck to us all still waiting.

Helen

Rusty

4th August 2008, 09:15 AM

victoria24

5th August 2008, 09:15 PM

rumours that stamp duty may be abolished temporarily...

Peter&Liz

6th August 2008, 12:56 AM

Well our sale has gone south our buyer wants £20K knocked off the price.:(

From what I can gather the survey has a £5K retention she is claiming for...

New guttering and drainpipes which are at the end of their natural life apparently when 3 of the 5 drainpipes have been replaced in the last 5 years, 2 of them replaced last summer!

Partition attic wall between our property and next door (use to be one house till the 1930’s) last time we remortgaged the cost of this was estimated at £500.

We had an issue with our water supply in the last few weeks where the supply pressure dropped, we informed the buyer. As our current supply runs under next doors house we have no option but to have a new supply pipe fitted. Despite the fact that we are paying for it, it is getting done this week and we went with a more expensive company because they offer a ten year guarantee, and brought it to the attention of the buyer and also the surveyor, she wants to in effect charge us twice for this by knocking it off the price despite the fact we are already paying to get it fixed.

Some tiles need fixed on the roof.

Oh and she is not saying what the valuation of the house came in @, which suggests to me that even after the retention it meets or exceeds the agreed sale price.

Added to which she wants another £15K for a new roof because our roof has got foam Insulation (Not put in by us) claiming that because of this the roof can’t be fixed, which is strange because you think if the roof had to be replaced her surveyor would have added this £15K to the retention. Now I managed after one call to get a company in Sussex that will fix it and are willing to give her a quote but she doesn’t want to know.

So she wants to take money off for fixing tiles which she is not going to do because she also wants to take money off for replacing the entire roof.:mad:

She took ages to get her survey done, during which time another would be buyer who had offered £2k more chain has completed and they have decided to buy elsewhere.

Our ‘Sold’ sign has now returned to ‘For Sale’ and will no doubt soon be ‘To Let’.:uhoh

Oh I need some chocolate, but I’m going to go for a run now to work off my frustration! :yes

Peter

thewoodies

6th August 2008, 02:34 AM

Had a good vieiwing on Monday- she really likes ours and the estate agent ended up taking her around a few . She said she could only see herself living in our house!!!!:yes !!!! She cant do anything until she recieves her divorce money in September (CASH!) Oh please please please fairy do your thing!:)

Oh - teenage daughter loved my teenage daughters room!! (which i had made death threats about the day before :laugh) as it had pictures on the wall of mutal friends!!!!!

andrewp

6th August 2008, 02:35 AM

Well things are looking up for us... after 3 viewing in 2.5 months, I gave the agent a harsh talking to... Suddenly there's been a flurry of interest. Have a family coming to look after 5 this afternoon and then another couple tomorrow at 13:30. Have called home to make sure all is neat and tidy and I'm heading home to replace a couple of light bulbs that have blown. Also going to light a nice big fire and get the house cosy warm. Here's hoping our luck may change! :roll:roll:roll

Mickstim

6th August 2008, 12:06 PM

So sorry to hear your news Peter & Liz. We had a buyer like that who was going to be total trouble, but luckily someone else came in with a better offer just a couple of days after his. I think in this market some people are just out to screw you any way they can as they depend on your need to get a sale. Hope something else comes along really soon for you.

Good luck to everyone else still out there!

Bx

Peter&Liz

6th August 2008, 11:54 PM

Thanks Barbs :nice1 we didn’t get too carried away as we both knew ‘Sold’ doesn’t mean a thing till exchange, really they shouldn’t get way with calling it ‘Sold’ when it means no such thing. Although for about 2 hours on Friday between opening her solicitors letter suggesting exchange this Friday and learning that there was a ‘problem’ we did begin to think this is really going to happen.

A small slivering glimmer of hope, a couple who had put in an offer before their chain has completed and in the time we had our ‘Sold’ sign outside, have now got their chain formed and found somewhere else want to come back for another viewing tomorrow. This will be their 5th viewing of our house.

I’m not holding out much hope, they put a cheeky offer (estate agents words not mine) on another property I believe they prefer it as it’s a new build so they have no worries about work needing done or conversions, so even if they do decide to come back to us with a new offer I doubt it will be enough for us to accept.

Oh and added to that the new external water supply gets done today if they ever turn up, but the internal work does not get done till next week so we have a temporary supply pipe running along the floor going from the new internal stop cock in the cellar to the old one in the kitchen! :uhoh

I told the Agent this, but they still want to come, still we will see hopefully I’m wrong.

Asked estate agents to offer the buyer who just pulled out £100 for a copy of her valuation report, just so we can see what the property is being given £5k retention for that way if there is anything serious we can get fixed. We did try to get the surveyor to do a report for us but he works for the Abbey so cannot do it for us unless we choose to remortgage with Abbey!

Peter