[kiwidebs]

Hi

Just thinking of sorting through the very full filing cabinet. Does anyone know which documents you are legally required to keep - ie bank statements, wage slips etc? And how far back do you need to keep them? And what are the odds on Inland Revenue tracking us down in NZ and auditing us??? Not keen on transporting 7 years of payslips and bank statements and for some reason I think that's what you're meant to keep.

Thanks
Debs

[StevieD]

Hey Debs, doing something similar myself today!! In amongst the tidying up, I found a load of paperwork, stuffed in some box. Recycle bag is bulging.
As far as statements etc. don't think you have a legal right to keep them. It is only for identification for banking purposes and any credit deals you may need to do, including mortgage.
As for the inland revenue, if you owe them one penny they will spend £40.00 to get it off you lol!

Steve

[kiwidebs]

It's ok, we're not running from Inland Revenue and owe them nothing! Just wondering what documentation I needed to keep if they did decide to audit me. I'm pretty sure they don't go around wasting money auditing just any old Jo Bloggs - but I could be wrong! Don't want to throw out anything crucial, but don't want to take many kilos of excess paperwork.

Debs

[Alex]

If anyone is having a clear out of documents, don't forget to shred anything that can be used for identity theft :nice1

[Jo and Andy]

I am keeping all payslips and 6 years tax returns. You never know when you want to check something on a paylip for your pension until it is transfered.

Asking elec company etc for references so don't need to keep any bills.

Am trying to burn / shred everything.

[Marie P]

Be like my man ,any excuse for a fire in the garden ,burn the lot, ignore the fact that every window and door was open ,washing on the line ......fire! man!stick! DOH

Marie

[kiwidebs]

Be like my man ,any excuse for a fire in the garden ,burn the lot, ignore the fact that every window and door was open ,washing on the line ......fire! man!stick! DOH



:laugh :laugh Man and fire - always an interesting mix.

Debs

[katandbob]

Asking elec company etc for references so don't need to keep any bills.

Am trying to burn / shred everything.

Wow you are lucky if your Gas and Eleccy supplier are going to give you references - British Gas wont -they tell you to get a credit check done

kat

[Jo and Andy]

I use first telecom (my neigbour got it for me), they have been cheap and they did a letter for us already.

Mortgage company said they would do one too. I just asked for a letter stating that I had always paid my bills on time, as they are direct debit no problem.

Will try to do the same with Orange, and Telewest and SKy.

It was Moorf that gave me the idea.

[jubjub]

I think its employers that are legally obliged to keep the records of tax & pay etc, not you, and that is for 7 years. But we generally keep the previous two tax years pay slips, and all P60's. (You will possibly need P60 & P45 to claim back any tax when you fill in your P85 when you leave the UK)

Bank statements/credit cards, we had got loads, but cleared them down to just a years worth before we left (I got very sore hands ripping them all up).

We also keep a years worth of utility bills, although we switched to online billing for most of them, you can do that here too.

[Miffy]

you need to keep 7 years worth of P60's and P11D's especially if you are in the higher tax bracket.
The Inland revenue prolly won't rack you down, but when you are entitled to claim back your tax free allowance on earnings if you are out of the country so they do know where you live!!!

We scaned a lot of utility bills / bank statements etc so we didn't have to fly with a load of documents and just put the rest in files and were shipped.

[kiwidebs]

Thanks for all the helpful replies everyone. Looks like the filing cabinet is going to be a little lighter and the shredder's going to be busy.

Debs

[marcia]

Kev has been self employed for the last 11 years and i've boxed up all his old stuff and it's staying at his mums when we eventually go. If the inland revenue or customs and excise (vat) want any of it, they can trawl through it there. Plus our accountant (kev's cousin - keep it in the family eh?) is here and can 'supervise' if needs be!

But we have burnt any documents like credit card bills and utility bills etc, (just kept last six months) the thoughts of shredding that huge pile were a bit ominous, so like Marie said 'Man - fire - stick' = happy bunny!!!!!!!!! Plus the kids thought it was great too, but i made sure they did it one evening when all the washing had been brought in and windows and doors firmly shut tight!!

[Jo and Andy]

What do we actually need with us on the plane, when we first arrive?

[Smiler]

a reality check



































:laugh


Nooo just jesting,
passport, driving licence, some muney, plenty of huney, some more muney, clean knickers, PS2 for Andy, an idea of where to stay, and those rose tinted specs everyone keeps mentioning.

Jo I was gonna delete the above but it's a gremlin day today so I'm leaving it.
:p

You could really just get by with the above.
Can I answer you sensibly where the chardonnay has worn off? Please? I'm on my second glass.


D x x

[jubjub]

Debs you are terrible :laugh , but you have had a hard time the last couple of days so you enjoy your wine, and have one for me while you are at it! :cheers

Jo, we bought, passports, driving licences, birth certificates, degree certs and other proof of qualifications, our medical notes copied from the GP, dental records as well, I think we may have bought over the last months statements for credit cards etc to show what credit limits we had been given previously, cant remember anything else.

Only thing we needed on a regular basis was the passports as proof of ID and emigration status, ie PR or work visa. Dont think anything else got used, hubbys employers trusted him and never asked for his certificates. Oh and you legally have to carry a driving licence over here, so will definitely need them when you are out and about in the car. Only extra thing we needed when we were getting the mortgage was our UK bank statements to show we had the funds for the deposit. As we had not got the most recent ones, they accepted a copy we downloaded via internet banking.

[Smiler]

Sal, as ordered one for you :cheers ooops and another:cheers


Jo,

we did bring all that Sal mentioned but just didn't need it or get asked for it. Just PP's (with relevant visas stuck in) & driving docs.
I forgot to tell you that bit.


D x