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The New Zealand Immigration Guide


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SIMAKRA
I'll Hang Around A Little
I'll Hang Around A Little


Joined: 24 Jan 2004
Posts: 16
Location: Bristol

Posted: Sat Jan 24, 2004 6:52 am    Post subject: Health insurance

Hi to All of You,

I'm new in this forum and found it very informative.

Can anyone tell me how much health insurance is (if you don't want to just stick with the National Health system)?

I would like to immigrate to NZ this year and try to get all info together
on monthly costs.


Thanks

S
richsadams
Electronics Guru


Joined: 19 Dec 2003
Posts: 156
Location: Formerly the U.S. now in the Bay of Plenty, New Zealand!

Posted: Sat Jan 24, 2004 8:55 am    Post subject: Health Insurance

Question answered...removed Smile

Last edited by richsadams on Sun Feb 22, 2004 12:28 pm; edited 1 time in total
abdul
I Like It Here
I Like It Here


Joined: 01 Dec 2003
Posts: 75

Posted: Sat Jan 24, 2004 2:53 pm    Post subject:

Hi Simarka

I have used Unicare which I found was cheaper than Southern Cross, being a non resident with 2 children who go to school.

One years' insurance for a family of 2 adults and 2 children costs NZ$ 984.
under the protector plan and includes travel as well.

Check out the link http://www.uni-care.org/index.html

regards

Abdul
JCM
Moderator
Moderator


Joined: 15 Nov 2003
Posts: 275
Location: Christchurch since last century

Posted: Sat Jan 24, 2004 3:52 pm    Post subject: Re: Health Insurance

richsadams wrote:

Our understanding is that there is no "national health insurance" for new immigrants. That ended sometime last year. For immigrants (and locals) that were already in by last October (I believe) they still have it, but "new kiwis" have to pay.


Hi Rich,

Do you have a link for this, because an end to free treatment is not something I'd heard of.

The Immigration Service have the following on their site:

Comprehensive life-long medical care is free to everyone. All essential health care is provided free through the public health system. This means that while some routine services, such as visits to local doctors and dentists, have to be paid for, more costly services, such as hospital treatment are, with minor exceptions, available free to all residents.

The link is, unfortunately, a pdf.

http://www.immigration.govt.nz/NR/rdonlyres/03EEF6D5-C06D-45C6-8FDC-7DF41798F834/0/IMM272802health.pdf

This is not to say that there is no place for private health care. Although accidents such as leg-breaks are treated immediately, there can be painfully long waiting-lists for many treatments that are considered 'non-urgent'.
richsadams
Electronics Guru


Joined: 19 Dec 2003
Posts: 156
Location: Formerly the U.S. now in the Bay of Plenty, New Zealand!

Posted: Sat Jan 24, 2004 6:27 pm    Post subject: :

Test

Last edited by richsadams on Wed Feb 04, 2004 10:48 am; edited 2 times in total
richsadams
Electronics Guru


Joined: 19 Dec 2003
Posts: 156
Location: Formerly the U.S. now in the Bay of Plenty, New Zealand!

Posted: Sat Jan 24, 2004 7:05 pm    Post subject: Public Health Care

JCM and All,

Good news (I think)! Smile There was indeed a change regarding public health care in NZ in October 2003, but it looks as if it only applied to persons on Student and Visitor Visas.

Here is the information from the NZ Ministry of Health...

Quote:
The Eligibility Direction sets out who is entitled to publicly funded health services in New Zealand. If you do not meet one of the criteria set out in this direction, you are not entitled to free or subsidised services and are liable to be charged for any health services accessed.

To access publicly-funded health services, you must be lawfully in New Zealand at the time of seeking services AND be one of the following:
• A New Zealand citizen
• A New Zealand citizen whose usual place of abode is in the Cook Islands, Niue or Tokelau
• A New Zealand citizen by descent
• A child born in New Zealand. Children born in New Zealand are New Zealand citizens by right of birth. However, this clause does not relate to foreign diplomats with children born in New Zealand. Under the Vienna Convention on Diplomatic Relations 1961, neither diplomatic staff nor their families are able to receive medical benefits during their posting to New Zealand.
• Regarded as 'ordinarily resident' in New Zealand. These are people who hold a current New Zealand residence permit who either have already lived in New Zealand for two years, or hold a current Returning Resident's Visa.

"Ordinarily resident in New Zealand" refers to a person who is lawfully present in New Zealand at the time of seeking services and who–
(a) holds a residence permit issued under the Immigration Act 1987, and
i. holds a current returning resident's visa issued under the Immigration Act 1987; or
ii. immediately prior to seeking services, has remained in New Zealand for a period that equals or exceeds two years; or

(b) is a person exempted, by virtue of being a citizen of the Commonwealth of Australia or by virtue of holding a current resident return visa issued by the Government of Australia, from holding a residence permit issued under the Immigration Act 1987, and can demonstrate an intention, on reasonable grounds, to remain in New Zealand for a period that, together with the time that person has already been in New Zealand immediately prior to seeking the services, equals or exceeds two years; or

(c) is a Work Permit Holder;

A holder of a work permit who:
holds a current permit that is issued for a period of two years or more, or
holds a current permit that allows you to remain in New Zealand for a period of time that, when added together with the time you've already been lawfully in New Zealand, amounts to two consecutive years or more (eg people who have had their work permit renewed).


Here is a web page that lists everyone that qualifies,

http://www.moh.govt.nz/moh.nsf/f872666357c511eb4c25666d000c8888/6792645d8a0b865dcc256dba00136573?OpenDocument

Again it appears that most people immigrating will qualify, some after 24 months, others immediately as long as they can legally be in NZ for a minimum of 24 months. (At least as far as I can translate "government speak"!) Nutcase

Further clarification would be welcome! Hope that helps and sorry for the confusion Confused That's what I get for listening to less informative forums!! Embarassed
SIMAKRA
I'll Hang Around A Little
I'll Hang Around A Little


Joined: 24 Jan 2004
Posts: 16
Location: Bristol

Posted: Mon Jan 26, 2004 2:35 am    Post subject:

Thank you all for the info,
helped me a lot

Simone
Gerry
I'll Hang Around A Little
I'll Hang Around A Little


Joined: 13 Jan 2004
Posts: 38
Location: Nelson NZ

Posted: Mon Feb 02, 2004 5:13 am    Post subject:

Hi Simone

For a current report on health insurance go to www.consumer.org.nz (see my post Consumer Reports online in the other part of this forum)

Where in Bristol?

Gerry


Last edited by Gerry on Tue Feb 03, 2004 7:48 am; edited 1 time in total
SIMAKRA
I'll Hang Around A Little
I'll Hang Around A Little


Joined: 24 Jan 2004
Posts: 16
Location: Bristol

Posted: Mon Feb 02, 2004 6:50 am    Post subject:

Thanks Gerry,


and where in Bristol, well almost city centre, I live in the area where all the hospitals are. 8 Pubs in walking (crawling) distance, that was my priority.



Simone
richsadams
Electronics Guru


Joined: 19 Dec 2003
Posts: 156
Location: Formerly the U.S. now in the Bay of Plenty, New Zealand!

Posted: Tue Feb 03, 2004 4:23 am    Post subject: Health Insurance

Item corrected -removed original

Last edited by richsadams on Wed Feb 04, 2004 10:49 am; edited 1 time in total
SIMAKRA
I'll Hang Around A Little
I'll Hang Around A Little


Joined: 24 Jan 2004
Posts: 16
Location: Bristol

Posted: Tue Feb 03, 2004 7:37 am    Post subject:

Rich, Gerry

found it,

thanks, noe I've got all my "costs" and can make up my mind
how I'll be doing in NZ




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